Open your account at the official FSM Global sign-up page and enter referral code P0517669 in the Referral field. Deposit S$1,000 and complete one Regular Savings Plan (RSP) within 40 days to earn S$38 in Welcome Rewards, or up to S$58 with RSPs in all three product types.
What is FSM Global (formerly FSMOne) and Why Use It
FSMOne is now FSM Global. The website moved to fsm.global/sg on 25 July 2026, and client emails now end in @fsmglobal.sg. It is the same platform that began as Fundsupermart in 2000.
FSM Global is the consumer arm of SGX-listed iFAST Corporation. It is operated in Singapore by iFAST Financial Pte Ltd, which holds a Financial Advisers Licence and a Capital Markets Services Licence from the Monetary Authority of Singapore (MAS).
It suits investors who want funds, bonds and shares under one account. The platform lists over 2,600 unit trusts, over 1,400 ETFs and over 1,800 bonds, plus managed portfolios (MAPS), a multi-currency Cash Account and Auto-Sweep.
The main costs below come from FSM Global’s Pricing & Fees and About Us pages, and exclude GST where it applies:
| Product | Main cost |
|---|---|
| SGX stocks | S$8.80 flat per trade |
| ETFs | From S$3.80 (SGX), US$3.80 or HK$38 per trade |
| ETF RSP | 0% processing fee on over 250 ETFs |
| Unit trusts | 0% sales charge |
| Equity and most other funds | Platform fee of 0% or 0.0875% per quarter |
| Fixed income funds | Platform fee of 0% or 0.05% per quarter |
The fund platform fee depends on your total unit trust holdings. It does not apply to CPF investments or Diamond tier clients.
FSM Global Referral Code: P0517669 — What You Get
New users can earn S$38 to S$58 in cash credits, plus Rewards Points on one-off investments. Here’s the honest breakdown of who gets what.
Welcome Rewards (cash credits)
The FSM Global Welcome Rewards started on 1 July 2026 and run until further notice. Complete the tasks within 40 days:
| Task | Reward |
|---|---|
| Open an FSM Global account | S$18 |
| Deposit S$1,000 or the foreign currency equivalent | S$10 |
| RSP into unit trusts | S$10 |
| RSP into ETFs | S$10 |
| RSP into MAPS | S$10 |
| Maximum total | S$58 |
The S$18 and S$10 only count if at least one RSP succeeds. You also need S$1,000 in cash and/or investments at the end of the 40 days. That makes S$38 the realistic minimum, not S$18.
Rewards Points
- First Transaction Rewards: 1,000 points the first time you transact in each eligible product. That covers unit trusts, bonds, stocks/ETFs, MAPS and the Debit Card, or about 5,000 points in total.
- Holdings: 25 points a year per S$1,000 in unit trusts, bonds or MAPS, and 500 points a year on S$1,000 to S$99,999.99 in stocks and ETFs.
- Transactions: 80 points per S$1,000 of bonds and 8 points per S$1,000 of stocks, counting buys and sells.
- Birthday Month Reward: 800 points at the entry Ruby tier.
As a guide, the rewards catalogue currently lists a S$10 Grab Gift Card at 5,000 points. That makes 1,000 points worth about S$2.
What the referral code does
P0517669 is my FSM Global account number. I receive 5,000 Rewards Points when your account is confirmed, as set out on the Referral page.
FSM Global lists no separate reward for you for using a code, and the Welcome Rewards T&Cs don’t mention one. Your rewards should be the same either way, so using my code is simply a way to support this site.
How to Use the FSM Global Referral Code (Step-by-Step)
- Go to the sign-up page. Open the official FSM Global sign-up page and choose New Personal Account.
- Verify your identity. Singaporeans and PRs can use Singpass MyInfo for instant approval. Manual applications sent before 5.30pm on a weekday are usually approved the next business day.
- Enter the referral code. Type P0517669 in the Referral field during account opening.
- Deposit at least S$1,000. Fund your Cash Account with cash, using FAST or PayNow for SGD. You can split this across several deposits within the 40 days.
- Start at least one RSP. Choose unit trusts, ETFs or MAPS. ETF RSPs start from S$50 a month.
- Confirm the RSP deduction. The RSP must be set up and deducted within the 40 days, so check its next deduction date early.
- Keep at least S$1,000 in the account. Cash and investments both count, and the balance is tested at the end of the 40 days.
- Wait for your cash credits. They reach your Cash Account within 4 weeks after the 40th day from account opening.
Eligibility & Terms You Should Know
The conditions below come from the Welcome Rewards T&Cs and Rewards Programme T&Cs.
Welcome Rewards
- Who qualifies. New Personal, Corporate or Beneficiary account holders qualify. Existing holders qualify only by opening a new Beneficiary account.
- Recent cancellations. You are excluded if you cancelled an FSM Global account in the previous 12 months.
- Net deposit. S$1,000 is measured net, so withdrawals can disqualify you. Investing the money does not.
- Different product types. Two RSPs in unit trusts count once. You need unit trust, ETF and MAPS RSPs for the full S$58.
- No SRS or CPF. SRS, CPFIS-OA and CPFIS-SA transactions don’t qualify.
- All or nothing. Open an account and deposit S$1,000 without completing an RSP and you get S$0.
Rewards Points
- RSPs earn no First Transaction Rewards. The RSP that unlocks your cash rewards will not earn the 1,000 points.
- Payment method matters. Only Cash Account, Auto-Sweep or switch-buy from parking funds qualify. CPFIS and SRS transactions, switching, and transfers in or out do not.
- Once per product, per person. First Transaction Rewards are awarded once per eligible product, per NRIC or passport holder.
- Points expire. Points last two years from the date credited, except for Gold and Diamond clients. Closing your account forfeits unused points.
- Points are not cash. Redeem them for catalogue items such as bonus fund units, gift cards or charity donations.
Tips to Maximise Your FSM Global Rewards
- Count from your account opening date. One T&C clause counts the 40 days from first login, while others use account opening. The earlier date is the safer one.
- Keep a buffer above S$1,000. Investments can fall in value, so holding slightly more reduces the risk of ending below the minimum.
- Add the extra RSPs early. Each new product type adds S$10, and each RSP must be deducted within the 40 days. You can pause or end an RSP at no cost afterwards.
- Make a one-off unit trust purchase. RSPs don’t earn First Transaction Rewards, but a one-off purchase can. Unit trusts have a 0% sales charge, though platform fees may apply.
- Don’t pay a fee just for points. A S$3.80 ETF trade or S$8.80 stock trade costs more than 1,000 points are worth. Claim those points on a trade you already planned.
- Time a birthday transaction. Transact at least S$1,000 in a selected product or spend S$500 on your FSM Debit Card. Ruby clients earn 800 points, and unit trust and MAPS RSPs count towards the S$1,000.
- Redeem before points expire. Check your Rewards Account Summary so points don’t lapse after two years.
If you already hold an FSM Global personal account, a new Beneficiary account is the only Welcome Rewards route. Each Beneficiary account must complete the tasks on its own.
Other FSM Global Promotions (November 2026)
These current offers are separate from Welcome Rewards. Most suit investors with larger sums or specific needs.
| Promotion | Offer | Who it suits | Ends |
|---|---|---|---|
| S$3.80 SGX stock trades | S$5 rebate per eligible SGX stock trade | Born on or after 1 January 2000 | 30 Nov 2026 |
| Year-End Cashback | S$10 per S$20,000 net invested, capped at S$50 per category and S$150 overall | Investors putting S$20,000 or more into the ASEAN Dividend ETF, MAPS or AB Low Volatility fund | 31 Dec 2026 |
| SRS promotion | Up to S$200 for unit trusts and S$105 for ETFs | SRS investors, with double rewards for first-time SRS investors on FSM Global | 29 Jan 2027 |
SRS money still won’t count towards Welcome Rewards, even though it has its own promotion.
FAQ
Is FSMOne the same as FSM Global? Yes. FSMOne was renamed FSM Global, and its website moved to fsm.global/sg on 25 July 2026. Save the new address to avoid fake sites.
How much do I get as a new user? You can earn S$38 by opening an account, depositing S$1,000 and completing one RSP within 40 days. RSPs across unit trusts, ETFs and MAPS raise this to S$58.
Do I need the referral code to get the S$58? The Welcome Rewards T&Cs don’t list a referral code as a requirement. The code lets me earn referral points, and I’ve disclosed that above.
Do I get 5,000 points for using a referral code? No. FSM Global’s Referral page lists the 5,000 points as a reward for the referrer.
Is there a promo code to enter? The current Welcome Rewards T&Cs don’t list one. Earlier codes such as GLOBAL26Q1 and GLOBAL26Q2 were for promotions that ended on 31 March and 30 June 2026.
How long do the cash rewards take to credit? Cash credits reach your FSM Cash Account within 4 weeks after the 40th day from account opening. Points are usually credited on the 6th of the following month.
Can I use the code if I already have an account? The code is entered during account opening for people new to FSM Global. Existing holders can only join Welcome Rewards by opening a new Beneficiary account.
What if I entered the wrong code, or the code is rejected? If you entered the wrong code, contact FSM Global at clienthelp@fsmglobal.sg with the correct account number. If P0517669 is rejected, PM me using the chat icon at the bottom right of this page.
Do CPF or SRS investments earn these rewards? No. Transactions using CPFIS or SRS don’t qualify for Welcome Rewards or First Transaction Rewards.
Can I withdraw the money after the rewards are credited? The T&Cs set the S$1,000 test at the end of the 40-day period, and they don’t state a later lock-in. FSM Global can change its terms, so check them before you withdraw.
Do the points expire? Yes, two years from the date they’re credited. Gold and Diamond clients’ points don’t expire, and closing your account forfeits unused points.
Is FSM Global safe and regulated? FSM Global is operated by MAS-licensed iFAST Financial Pte Ltd, part of SGX-listed iFAST Corporation. Investments can still lose value, and the Cash Account and Auto-Sweep Account aren’t covered by deposit insurance.
Ready to start? Open your account at the official FSM Global sign-up page, enter referral code P0517669, and complete your deposit and first RSP within 40 days.
