Open your account at the official FSMOne sign-up page, enter referral code P0517669 in the referral field, and make your first trade to earn your First Transaction Rewards Points.
What is FSMOne and Why Use It
FSMOne (now also branded as FSM / Fundsupermart) is the investment platform run by iFAST Financial Pte Ltd, part of SGX-listed iFAST Corporation. iFAST Financial is regulated by the Monetary Authority of Singapore (MAS), which matters when you’re moving real money.
It’s a one-stop platform: from a single account you can buy unit trusts, bonds, Singapore and overseas stocks, ETFs, managed portfolios (MAPS) and cash management solutions like Auto-Sweep. You can invest across the SG, US, HK, China, Malaysia and UK markets.
For Singapore investors, the appeal is breadth and low friction. You fund your Cash Account via bank transfer or PayNow, retrieve your details through Singpass MyInfo during sign-up, and manage everything in the FSM Mobile App. If you want one account covering funds, bonds and stocks rather than juggling several brokers, FSMOne is a sensible base.
FSMOne Referral Code: P0517669 — What You Get
Here’s the honest breakdown of who gets what.
You (the new user) get:
- Automatic membership in the FSMOne Rewards Programme the moment your account is approved.
- First Transaction Rewards: 1,000 Rewards Points per eligible product the first time you transact in it. Eligible products include Unit Trusts, Bonds, Stocks/ETFs, Managed Portfolios (MAPS) and the FSMOne Debit Card. Transact across several and the points stack — up to roughly 5,000 points if you cover all of them.
- Ongoing points from holdings, transactions and a Birthday Month bonus once you’re active.
How to Use the FSMOne Referral Code (Step-by-Step)
- Go to the official sign-up page. Open the FSMOne account-opening page or download the FSM Mobile App from the App Store or Google Play.
- Choose a Personal Account and verify your identity. Most Singapore residents use Singpass MyInfo to auto-fill their details, which speeds things up.
- Enter the referral code. In the referral field, type P0517669. This is the step that links your account so the rewards apply.
- Complete and submit your application. Account approval typically takes a few business days.
- Fund your Cash Account via bank transfer or PayNow once approved.
- Make your first trade or investment in an eligible product (a unit trust or stock purchase is the easiest start). This triggers your 1,000-point First Transaction Reward.
- Wait for the points to credit. Rewards Points are calculated at month-end and credited in the following cycle, so allow a few weeks before they appear in your Rewards Account Summary.
Eligibility & Terms You Should Know
Be clear on these before you sign up so there are no surprises:
- New customers only. The referral code must be entered at account opening. You cannot add it to an existing account afterwards.
- You must actually transact. First Transaction Rewards are only awarded once you make a qualifying purchase. No trade, no points.
- Payment method matters. Only transactions paid via Cash Account, Auto-Sweep or switch-buy from parking funds qualify. CPFIS-OA, CPFIS-SA and SRS transactions do not earn these points. Switching and transfer-ins/transfer-outs are also excluded.
- One-time per product, per person. First Transaction Rewards are awarded once per eligible product on a per-NRIC/passport basis.
- Points expire. Rewards Points are valid for two years from the date they’re credited, and unused points are forfeited if you close your account.
- Points are not cash. They’re redeemed for bonus fund units or catalogue items, are non-transferable, and cannot be exchanged for cash.
Tips to Maximise Your FSMOne Rewards Points
A few low-effort ways to build points faster:
- Cover multiple products. Because First Transaction Rewards are per product, a first unit trust and a first stock purchase earn 1,000 points each.
- Use the Task Centre. The FSM Mobile App’s daily login and weekly quiz can add small amounts of points over time.
- Time a birthday transaction. Transacting at least S$1,000 in your birthday month unlocks the Birthday Month Reward.
- Redeem before expiry. Don’t let points sit past their two-year window — convert them to bonus units in a fund you already hold.
FAQ
How much do I get as a new user?
You earn 1,000 Rewards Points per eligible product on your first transaction — roughly S$2 in bonus fund units each. There’s no large cash welcome bonus.
How long does the bonus take to credit?
Rewards Points are tallied at month-end and credited in the following cycle. Allow a few weeks, then check your Rewards Account Summary.
Can I use the code if I already have an account?
No. The referral code only works when entered during account opening. It can’t be added to an existing account.
Do CPF or SRS investments earn the points?
No. Only transactions paid via Cash Account, Auto-Sweep or switch-buy qualify. CPFIS and SRS transactions are excluded.
Can I redeem FSMOne Rewards Points for cash?
No. Points are redeemed for bonus fund units or catalogue items, are non-transferable, and aren’t exchangeable for cash.
Do the points expire?
Yes — two years from the date they’re credited. Unused points are forfeited if you close your account.
Is FSMOne safe and regulated?
FSMOne is operated by iFAST Financial Pte Ltd, regulated by the Monetary Authority of Singapore (MAS) and part of SGX-listed iFAST Corporation.
Ready to start? Open your account at the official FSMOne sign-up page, enter referral code P0517669, and make your first trade to lock in your First Transaction Rewards. Use it before you fund your account — it can’t be added later.
