Use the iChange referral code sun28 to get a free S$5 bonus when you sign up, and the offer is open to Singapore users. iChange is an MAS-regulated multi-currency wallet with a free Mastercard, so the bonus lands in a wallet you can actually spend at hawker stalls, overseas, or online.
What is iChange and Why Use It
iChange is a Singapore-based money exchange app built by IBV Pte Ltd, created in collaboration with a group of licensed local money changers. Think of it as a money changer marketplace inside a wallet.
Your funds sit in an account held with DBS Bank by SLIDESG Pte Ltd, a Major Payment Institution licensed by the Monetary Authority of Singapore (MAS) under the Payment Services Act. So your money is held separately from iChange’s own accounts, in a regulated structure.
What you can do with it:
- Compare live rates from different money changers in-app, then pick the best one
- Hold and exchange 40+ currencies in one wallet
- Spend with an iChange Mastercard online, in stores, and overseas
- Send money locally or overseas, top up prepaid mobile, and pay bills
- Scan and pay via SGQR, and add the card to Apple Pay or Google Pay
The main draw over a bank is access to actual money changer rates, which are often sharper than bank FX rates, without queueing at a physical counter.
iChange Referral Code: sun28 — What You Get
Here’s the deal in plain terms:
- Reward: A free S$5 credit in your iChange wallet
- Code: sun28
- Who it’s for: New iChange users in Singapore only
- Card: The physical Mastercard is free, and delivery is free too
The S$5 is real spendable credit, not points or a locked voucher. Once it’s in your wallet, you can use it via your digital or physical card the same way as your own topped-up funds.
How to Use the iChange Referral Code (Step-by-Step)
- Download the iChange app from the App Store or Google Play
- Register an account with your mobile number and complete verification (you’ll want to verify with your details to raise your top-up limit anyway).
- Enter referral code sun28 in the referral/promo field during sign-up. If you miss it at registration, add it manually before completing the qualifying step.
- Order your free physical debit card from within the app. There’s no card fee and no delivery charge.
- Complete the qualifying transaction. This is the step that has changed over time, so check the current in-app promo terms. Earlier campaigns asked for a small transaction (around S$10); more recent listings cite a higher qualifying spend (around S$50). Do whatever amount the live terms state.
- Get your S$5 credited to your wallet, then spend it via your digital or physical card.
The whole thing is doable in one sitting, minus card delivery time.
Eligibility & Terms You Should Know
Being upfront here saves you a wasted sign-up:
- New users only. If you already have an iChange account, the sun28 code won’t work for you.
- One bonus per person. Standard anti-abuse terms apply.
- A qualifying action is required. The S$5 isn’t paid for merely registering — you need to order the card and meet the spend/transaction condition stated in-app.
- Top-up limits apply. Unverified accounts can top up to SGD 1,000; verified accounts up to SGD 5,000.
- ATM withdrawals: Not permitted within Singapore. Overseas ATM withdrawals cost S$5 each, plus whatever the ATM operator charges.
Is the iChange Referral Bonus Worth It?
For a few minutes of sign-up, a free S$5 plus a free Mastercard is a fair return, especially if you already exchange currency or travel.
Where it gets genuinely useful is the rate comparison. If you regularly change SGD to MYR for a Johor Bahru run, or hold USD/EUR for travel, money changer rates inside the app can beat your bank’s FX spread. The S$5 is the appetiser; the rates are the actual reason to keep the app.
Be realistic, though: if you never exchange currency or spend overseas, the wallet will sit unused after you’ve spent the S$5. The bonus is worth claiming; whether iChange becomes a daily app depends on your travel and FX habits.
FAQ
What is the iChange referral code? The code is sun28. Enter it during sign-up to qualify for the free S$5 bonus.
How much is the iChange sign up bonus? A free S$5 credit to your iChange wallet after you complete the qualifying steps.
Can I use the code if I already have an account? No. The iChange new user promotion is for first-time sign-ups only.
Is there a minimum spend to get the bonus? Yes, there’s a qualifying action beyond registering — ordering the free card plus a transaction or spend. The exact threshold has changed over time, so check the live in-app terms.
How long does the bonus take to credit? In past campaigns the S$5 was credited promptly after the qualifying steps. Allow some processing time and contact support if it doesn’t appear.
Is the iChange Mastercard free? Yes, both the physical card and its delivery are free.
Is iChange safe to use in Singapore? Funds are held with DBS Bank by SLIDESG Pte Ltd, a MAS-licensed Major Payment Institution, so your money is held separately under MAS oversight.
Can I withdraw cash from an ATM with iChange? Not within Singapore. Overseas ATM withdrawals cost S$5 each plus the ATM operator’s fee.
Where do I enter the iChange promo code? In the referral/promo field during sign-up. If missed, add it in-app before completing the qualifying step.
Ready to claim it? Download iChange, enter code sun28, order your free card, and your S$5 is on the way.
Claim your free S$5 now. Use iChange referral code sun28 at sign-up.
